Bequests enable many individuals to make significant gifts that they could not have made during life.
STOCKS, BONDS & REAL ESTATE
A gift of appreciated property such as securities or real estate can generate a double tax benefit: a charitable deduction for its full fair market value, plus no capital gains tax on the property.
You can gift your retirement assets, including a gift from your IRA, 401k, pension or other existing tax-deferred plans. Some of these options can have tax advantages for donors over 70 ½.
You can gift your life insurance policy as a legacy gift.
CHARITABLE GIFT ANNUITIES
In exchange for a transfer of cash, marketable securities, or in some cases real estate, UGM can contractually guarantee to make specific annuity payments to you or another beneficiary for life.
CHARITABLE REMAINDER TRUSTS
Similar to other types of trusts, a charitable remainder trust gives UGM what is left in the trust after it terminates. The trust provides a variable stream of income to the beneficiary over time.
CHARITABLE LEAD TRUST
This option may appeal to individuals who wish to make a gift but retain the property in their family. You can transfer cash or property to fund a trust that makes gifts to UGM for a number of years.